A husband and wife were seriously injured when their vehicle was struck in a chain-reaction crash involving a semi-truck. They each suffered multiple severe injuries, including fractured ribs, a fractured pelvis, a brain hemorrhage, and more.
Although the semi-truck carried a commercial policy, there were multiple victims (including severely injured children), and the policy limits were insufficient to cover the damages. Our clients received money from the semi-truck’s insurance and pursued claims against their own underinsured motorist policy.
At first, the insurance company questioned whether their policy would cover our clients, stating that the semi-truck was not “underinsured”. Our car accident attorney relied on legal precedent and ultimately secured a $275,000 settlement for each client. This outcome ensured the couple received the compensation they deserved despite the limited liability distribution.
It goes to show how important it is to have underinsured motorist coverage in cases where the at-fault driver may not be able to pay what you deserve.
