Our client was T-boned by a driver who ran a red light. The collision was catastrophic, and our client needed to be cut out of the vehicle. Our client was taken to the hospital, where he underwent emergency spinal surgery.
Luckily, he made a great physical recovery, which the defendant’s insurance company tried to use against him. They initially offered our client $250,000, which they described as the full “policy limits”.
We knew there was more to the case than meets the eye. Our attorney hired an insurance archeologist who was able to determine the other driver had also purchased an umbrella policy. We also spoke to doctors who were able to assess future care, as well as a Life Care planner who calculated how the accident would affect our client’s future financially.
Once we uncovered all this, we demanded that the insurance company pay our client a $500,000 settlement or we would go to trial. The insurance company met our demand.
