Tulsa Uninsured Motorist Accident Lawyer 

Whether you’re sideswiped on 41st and U.S. 169 or your car was hit while you were parked at the Woodland Hills Mall, and the at-fault driver drove away, you still have rights. If the driver who hit you doesn’t have auto insurance, or your medical bills exceed the policy limits, you have more options than you think. 

At DM Injury Law, our experienced uninsured car accident lawyer in Tulsa has recovered millions for victims just like you. We’ll represent you to help you secure the compensation you need to cover all of your bills and financial losses.  

Filing an uninsured motorist or underinsured motorist (UM/UIM) claim is complicated, which is why having a skilled lawyer can make this overwhelming time easier for you and your family.  

Tell us your story over a free consultation. You pay nothing out of pocket or up front. 

Why Choose DM Injury Law for Your Tulsa Uninsured Motorist Accident Claim 

Dealing with a car accident with a driver who doesn’t have the required auto insurance is difficult. That’s why it’s helpful to hire a Tulsa uninsured motorist accident lawyer who will make sure you understand all of your legal options and leave no stone unturned when seeking the financial compensation you need. 

Here’s what makes DM Injury Law different: 

• Proven Results: Our team has a proven track record, having recovered over a billion dollars for serious accident victims. We fight tirelessly to ensure you receive the compensation you need for medical care, lost wages, and long-term treatment. 
• A Dedicated Legal Team: Our attorneys work seamlessly with our support staff of investigators, case managers, and medical records specialists. This approach means we handle every detail, allowing you to focus on healing while we navigate the legal complexities. 
• Recognized for Excellence: Many attorneys have been recognized by prestigious organizations like Super Lawyers® and The National Trial Lawyers. This recognition underscores our unwavering commitment to fighting for accident victims like you. 
• No Up-Front Fees: With our “No-Win, No-Fee” promise, you will never pay any up-front fees. We work on a contingency basis, meaning we only get paid when we secure the compensation you deserve. 

Our Case Results 

Just because you were involved in an accident with a driver who has no insurance doesn’t mean you can’t recover a settlement that will help you cover your financial losses. Here are a few cases DM Injury Law has successfully handled: 

• $8,800,000: Our client was hit by an uninsured driver, causing the defective vehicle to give her a TBI. 
• $319,000: Our client was a passenger on a motorcycle where the at-fault driver fled the scene. 
• $250,000: Our client was hit at the top of a hill and needed to secure payment through an uninsured motorist policy. 

How UM/UIM Coverage Works in Tulsa, Oklahoma 

Uninsured motorist coverage (UM) and underinsured motorist coverage (UIM) protect you when the at-fault driver doesn’t have enough insurance to cover your damages. Under 36 OK Stat § 3636, Oklahoma requires all auto insurance policies to offer uninsured motorist coverage. 

Typically, liability insurance has the minimum coverage of: 

• $25,000 per person for injury or death 
• $50,000 total for injuries or death if there were multiple people hurt in the accident 
• $25,000 to cover property damage 

This coverage applies when: 

• The at-fault driver has no insurance 
• The at-fault driver’s insurance company is insolvent 
• You’re injured in a hit-and-run accident 
• The at-fault driver’s insurance limits are less than your damages 

Your Tulsa underinsured motorist accident attorney will help you understand your policy limits and fight to get you the maximum compensation available under your coverage. 

When Uninsured Motorist Coverage Pays

You likely have uninsured motorist coverage, even if you don’t realize it. This coverage is designed to protect you when an accident occurs and: 

• The at-fault driver has no auto insurance. 
• The at-fault driver cannot be identified, such as in a hit-and-run accident. This coverage can still apply even if the vehicle owner is known, but the specific driver at the time of the crash is unknown. 
• The at-fault driver’s liability coverage is insufficient to fully cover all your losses. 

What to Do After Being in an Accident with an Uninsured Driver in Tulsa, Oklahoma 

Taking the right steps after being hit by a driver with no insurance can make all the difference when filing your Tulsa car accident claim. Here’s what you should do after being in an accident: 

1. Get Medical Attention: Your health should always come first. Seek medical care as soon as possible, even if you don’t feel injured right away. Some injuries may not be immediately noticeable or may be internal. 
2. Call the Police: Contact the police to ensure an official accident report is filed. This report will be valuable evidence for insurance claims and any legal issues. 
3. Document Everything: Take clear photos of the accident scene, all vehicles involved, and any visible injuries. This evidence can be crucial later on. If the driver left the scene, make sure you note the description of the vehicle. 
4. Gather Information: If possible, collect the other driver’s contact and insurance details. Also, get any witness names and their contact information. 
5. Call an Experienced Lawyer: Protect your rights from the start by consulting a Tulsa uninsured car accident attorney who specializes in uninsured car accidents. 

Compensation Available for Uninsured Accident Victims in Tulsa, Oklahoma 

You deserve full compensation for all your losses, even if the person who hit you doesn’t have the insurance to cover these costs and catastrophic injuries. Our uninsured and underinsured motorist accident lawyer in Tulsa fights to recover: 

Economic Damages 

• Medical expenses (past and future) 
• Lost wages and reduced earning capacity 
• Property damage 
• Rehabilitation costs 
• Home and vehicle modifications 
• Funeral and burial costs (if the accident resulted in the wrongful death of a loved one) 

Non-Economic Damages 

• Pain and suffering 
• Emotional distress 
• Loss of enjoyment of life 
• Permanent disability or disfigurement 
• Loss of companionship or guardianship 

Tulsa Uninsured Motorist Accident Claim FAQs 

How Long Do I Have to File an Uninsured Motorist Claim in Tulsa, Oklahoma? 

Under Oklahoma Statute §12-95, you have two years from the date of your accident to file a personal injury lawsuit. 

Can My Auto Insurance Rates Increase if I File a Claim? 

According to Oklahoma Insurance Code §36-941, your insurance company cannot cancel, increase your premium rate, or refuse to renew your policy if you were not at fault for the accident. You have the right to use your uninsured motorist coverage without penalty. 

What if the At-Fault Driver Drove Away? 

Hit-and-run accidents are typically covered under your uninsured motorist policy. Your lawyer will help you file a claim and seek the compensation you need from your insurance company and work to identify the fleeing driver if possible. 

Contact Our Skilled Tulsa Uninsured Accident Lawyer for a Free Consultation 

Don’t let an uninsured driver’s poor choices leave you struggling with medical bills and lost income. At DM Injury Law, we fight to get you the compensation you need to move forward with your life. 

Call our experienced uninsured and underinsured motorist accident attorney in Tulsa today for your free consultation. We’ll review your case, explain your rights, and fight to get you the maximum compensation available under your policy. You pay nothing unless we win. 

Past results obtained on behalf of clients afford no guarantee of future results, and every case is different and must be judged based on its own merits.