Our client, a high schooler, was volunteering on a school trip. While cutting down trees, a classmate pretended to cut off the tip of our client’s finger and actually did. He had to be rushed to the ER. The doctors were not able to sew the tip of the finger back on.
After the incident, the insurance companies were trying to place the blame on each of the kids. There were arguments by the insurance companies about who was considered at fault: the premises where it occurred, the school supporting the volunteer work, or the teacher who was supervising the students. We ended up filing a claim with the school’s insurance company.
This type of accident sets the tone for future activities and community service projects that the high school hosts. The insurance company initially offered $100,000, but this was not enough for the catastrophic injury and emotional pain.
In the end, our client received a $225,000 settlement.