Injured and Uninsured? Here's What to Do.
Serious injuries almost always lead to serious medical costs. If the injured person does not carry proper health insurance (or any at all), the consequences can be disastrous. However, this need not always be the case, and the ending may be much happier for people whose injuries were the result of another party’s negligence.
Personal Injury Litigation May Help You Pay for Medical Expenses
Personal, physical, and financial damages caused by the carelessness of another person or entity may provide injured parties with legal recourse and a means of affording necessary medical care. A successful personal injury claim may result in a sizeable settlement or in the court mandating that the responsible party pay all costs associated with the injury in question. Though it is usually worth the while to pursue personal injury litigation, payment is often issued over time or after months of negotiation and legal proceedings, which can put suffering persons in an immediate financial crisis.
Other Ways to Pay for Injury-Related Medical Expenses
The means by which you may be able to afford medical expenses without holding health insurance vary by circumstance. If injured in a car accident, the other driver’s insurance may cover the cost of the affected person’s injuries through “med pay” coverage, which may require legal representation and negotiation to obtain.
Missouri citizens who cannot afford health insurance and find themselves in need of medical care may also benefit from visiting a local Medicaid office and exploring federal and state benefits. In some cases, injured parties who begin receiving Medicaid may even qualify to receive payment for previous medical bills.
Uninsured parties with significant injuries may also wish to explore tailored agreements with physicians who are willing to care for patients who are unable to pay. Personal injury liens are also an option for injured parties who plan to file a personal injury claim, as these allow physicians to receive payment for provided care in the event of a settlement or verdict in favor of their patient.
Personal Injury Attorneys Serving Injured People Throughout Missouri & Kansas
At DiPasquale Moore, we understand the challenges of receiving and paying for medical care without health insurance, and we may be able to help. We are experienced litigators and have successfully handled thousands of personal injury claims. If you have been injured through the negligence of another person and are without coverage, please seek legal counsel from a member of our team as soon as possible in order to improve your chances of obtaining the compensation you need.
Call (888) 743-1030 today to schedule your free consultation with a Kansas City personal injury lawyer.