Our client was riding as a passenger in his coworker’s vehicle during a winter storm when the driver, going far too fast for the conditions, lost control and caused the car to flip and roll over. The crash left our client with a spinal compression fracture requiring surgery, and doctors later recommended a total disc replacement in his spine.
The case presented challenges because the at-fault driver carried only state minimum insurance limits, and our client faced a workers’ compensation lien of over $100,000 for his medical care.
Through careful research and negotiation, our firm uncovered underinsured motorist (UIM) coverage on the client’s personal auto policy and successfully recovered the full $100,000 available. We then applied state law showing workers’ compensation carriers cannot subrogate against UIM recoveries and negotiated the lien down to just $10,000.
In the end, our client received a $130,000 settlement, which helped ease his financial burden as he continues his long road to recovery. While the limits initially left him feeling stressed and discouraged, he was ultimately reassured knowing we maximized his recovery and put as much money as possible in his pocket.
